Looking for competitive interest rates with features that allow you flexibility then we have a range of products that you can chose from to get the best solution for your home loan needs. At Affordable Finance we offer mortgage products to assist you with owner-occupied home loans, investment property loans, refinance of existing loans and of course construction loans.
When choosing a home loan you should consider what your requirements are so as to get the right lending product for you. Affordable Finance has a wide range of products available to suit and to get you started here are some of the basic loan types and features we offer.
Variable rate loans
A variable home loan interest rate moves up and down with market interest rates.
Fixed rate loans
Enjoy the security of a fixed interest rate home loan. If you choose to fix your interest rate, it will not change during the fixed rate period and your repayments will remain the same.
Lines of credit
Ideal for those expecting to need funds for investing or renovating – draw down the money as you need it.
Split or combined loans
If you are unsure whether or not to stay variable or to fix your loan, you can do both or if you’d like the flexibility of a line of credit and the low rate of a term loan you can with a split facility.
Buy your new house before you sell your current one.
100% Offset loans
Make your money work for you and decrease the amount of interest you pay each month.
Lo Doc loans
Less paperwork, less financials required, ideal for self-employed borrowers who may not have had time to get their financial returns prepared as yet.
Building a new home normally requires progressive payments to the builder during the construction phase – these loans allow progressive drawdowns and you only pay interest on the amount you owe.
Not sure what is right for you? That’s easy, speak to one of our accredited brokers or contact us at email@example.com or ring on 1300 100 141 and we can help you sort through the options available to you.
Use our helpful calculators! If you would like a clearer picture of how much you can borrow, stamp duty costs, how much your repayments will be, budgets etc then click here or select “resource centre” above.